SEE IF YOU PRE QUALIFY NOW. *IF YOU ARE PRE APPROVED, A REPRESENTATIVE WILL CALL YOU TO BRING IN REQUIREMENTS TO GET FUNDED. LOANS ARE DONE IN STORE ONLY, THIS IS JUST A PRE QUALIFICATION.
A payday loan (also called a payday advance, salary loan, payroll loan, short term, or cash advance loan) is a small, short-term loan, due upon borrower’s next pay date.
- Must have Open and active checking account(bring in your most recent bank statement)
- Direct deposit of income(some exceptions may be made)
- Must have verifiable income
- A blank check from your checking account(if you dont have a check we will provide one for you)
- Non expired government issued ID.
To apply in person:Visit our location at 724 Highland Avenue, Suite B in National City, CA 91950.
To Pre qualify online submit application ABOVE:
*Online form submission is a pre qualification only, in store funding must be made upon approval.
FAQ Payday Advance
WHAT IS A PAYDAY ADVANCE?
It is a short term loan with payment due in full on borrower’s next pay day. Borrower writes a postdated check to the lender
WHAT ARE THE REQUIREMENTS FOR A PAYDAY ADVANCE?
To qualify, you must have a checking account open for at least three (3) months in good standing with your bank, a permanent full time job(direct deposit), State-issued identification, verifiable mailing address and phone, at least 18 years of age and a U.S. citizen. SSI and Retirement recipients(direct deposit) are also qualified.
Federal law imposes limitations on credit available to active duty members of the armed forces and their dependents. Advance Pay Day Plus does not provide loans to active military members or their dependents.
HOW MUCH CAN I BORROW?
Payday loans are small loans usually given by direct lenders and are intended to help people manage short-term financial difficulty. The amount you can borrow depends on your total bi-weekly net income, normally 25% of your bi-weekly net income or $255 whichever is lower.
DO I HAVE TO HAVE DIRECT DEPOSIT?
WHAT IF I DONT HAVE A CHECK FROM MY CHECKING ACCOUNT?
HOW DO I APPLY?
CAN I APPLY IF I HAVE OTHER PAY DAY ADVANCES?
Yes, we base our approvals on ability to pay. As long as the loans are current and not in default we consider your income and the other loan amounts when making a decision of approval.